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There are actually several online lenders who specifically cater to people with bad credit.
You might have to look a little harder, but they’re out there.
It is easy to get frustrated when one lender after another turns you down.
If you speak with traditional lenders, such as banks or credit unions, you will find out that you need good credit to get an unsecured personal loan and excellent credit to get a low-interest personal loan excellent credit.
Instead, keep working on that credit repair and look for a bad credit loan with affordable terms.
Most, if not all of the above described programs can be utilized even if a borrower does not have perfect credit.
There are some bad credit personal loans available. For security and privacy reasons, no information (including e-mail address) can be changed after you submit your application.However, if your personal information changes, a new application can be submitted with your updated information.The first step toward taking control of your financial situation is to do a realistic assessment of how much money you take in and how much money you spend. Then, list your "fixed" expenses — those that are the same each month — like mortgage payments or rent, car payments, and insurance premiums.Next, list the expenses that vary — like groceries, entertainment, and clothing.
Prosper’s online electronic payment system lets you manage your entire consolidation loan directly and with ease.